QCR Holdings, Inc. Profile

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Address: 3551 Seventh Street
Suite 204
Moline, IL 61265
United States
Phone: 1-309-736-3580
Url: http://www.qcbt.com/
Type: Public
Industry: Transaction, Credit & Collections
Employees: 243
Description:

QCR Holdings, Inc. (QCR Holdings) is a holding company with three wholly owned banking subsidiaries: Quad City Bank and Trust Company (Quad City Bank & Trust), Cedar Rapids Bank and Trust Company (Cedar Rapids Bank & Trust), and Rockford Bank and Trust Company (Rockford Bank & Trust). Through these subsidiaries, the Company provides full-service commercial and consumer banking, and trust and asset management services to customers in Quad Cities, Cedar Rapids, Iowa, Rockford, Illinois and adjacent communities. QCR Holdings also engages in merchant credit card processing through its wholly owned subsidiary, Quad City Bancard, Inc. For the three months ended 31 March 2006, QCR Holdings, Inc.'s total interest income rose 39% to $14.9M. Net interest income after LLP rose 6% to $6.6M. Net income fell 37% to $833K. Interest income reflects higher interest on loans & leases including fees, partially offset by higher interest expenses on short term borrowing and federal home loan bank advances. Net income was offset by higher salaries and increase in occupancy & equipment expenses.

Available Positions

Credit Officer - Davenport, IA - Permalink
Under limited supervision, Credit Officer has responsibility for assisting in the collection of the assigned problem loan portfolio. Implements strategies on assigned accounts that are developed to collect and/or upgrade problem loans to meet Quad City Bank & Trust’s minimum credit standards and minimize loss potential. Also, monitors and reports on quarterly charged-off/non-ledger assets and help
Originates residential Real Estate Loans in accordance with established policies and procedures through development of relationships with realtors, potential clients and referrals. Responsible for handling general inquiry calls, interviewing applicants, prequalifying borrowers, analyzing credit and income information, notifying customers of loan status and preparing disclosures. Also responsible f

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